Filed under → Bank Differently

Find a credit union that gives a crap.

Banking with a credit union is a financially rebellious move. Pick your state and see who you can join.

Why a credit union, not a bank

  • You own the placeYou're a member-owner. There are no stockholders to pay, so the profit goes back to members as better rates and lower fees.
  • Your money is just as safeDeposits are insured by the NCUA up to $250,000, the same as the FDIC at a bank.
  • Cheaper loans, better savingsCredit unions tend to pay more on savings and charge less on car, personal and home loans.
  • ATMs everywhereMost belong to the CO-OP network, with thousands of fee-free ATMs and shared branches across the country.

The credit unions that give a crap

These credit unions make Financial Rebellion possible. They pay for your financial education because they want you to win, not just to sell you something.

Work at a credit union? Get your credit union listed here.

Switching is easier than canceling Netflix

01 Pick one

Use the finder above. Check who can join on their site. It's usually where you live, work or go to school.

02 Open an account

Online or at a branch, about 15 minutes. Many credit unions open a savings account with just $5.

03 Move your paycheck first

Switch your direct deposit, then your autopays. Leave the old account open for a month to catch anything you missed.

How credit unions get listed here

Partners are credit unions that sponsor Financial Rebellion. Being listed is not a rating, and a partner isn't the only good credit union near you.

Who can join is set by each credit union, usually by county, employer or school. We summarize it here. Their own site has the final word.

No partner in your state? The NCUA, the federal agency that insures credit unions, runs a free locator for every credit union in the country.

Financial Rebellion is a free weekly newsletter about money that does not talk down to you.

Get it free
Next The calculators Run the numbers on your own money in a minute or two. See them →